We feel you: healthcare is expensive. For many of us, our monthly health insurance premium is larger than our rent. Ouch. Luckily, with the help of these 9 websites, you can save some dough and take good care of yourself. Every little bit counts, right?
Use it to: Deduct healthcare costs
Many people overlook the tax deduction you can get if your medical and dental bills add up to more than 7.5 percent of your income. This site helps you track and calculate your medical expenses. If they’re high enough, it generates a report you can submit right to the IRS.
Use it to: Price-compare meds
Even with prescription drug coverage, your meds can still be expensive—especially if they’re not on your insurance company’s list of approved meds. This free site helps you compare prices for the meds you need at pharmacies near you.
Use it to: Find discounted prescriptions
Several large pharmaceutical companies have teamed up to provide discounts on common prescriptions to people who have no drug coverage and are below a certain income threshold. The Together RX Access card snags you discounts of 15 to 40% off nearly 300 brand name meds plus many generics.
Use it to: Find free prescriptions
The only thing better than discounted prescriptions is free ones. It sounds crazy, but some pharmaceutical companies will give away their medications to people who meet certain income conditions. The pharmaceutical industry provides a clearinghouse service for its members, and this site links you with the maker of your drug to find out if you qualify.
Use it to: Fight high hospital bills
Experts estimate that 80% of hospital bills contain errors—usually in the hospital’s favor. A medical billing advocate is someone who pores over your bills looking for mistakes and overcharges. You typically pay them a percentage of the savings they find you, which can be thousands. Use this site to find an advocate to win your money back!
Use it to: Find free hospital care
If you can’t afford to go to the hospital at all, you need to know about the Hill-Burton program, in which the Federal government provides money for certain hospitals to give free or low cost care. This website links you to hospitals near you that have free Hill-Burton coverage.
Use it to: Learn more about medical pricing
Need a medical procedure? How do you know if your provider’s cost is fair? This site shows you the average price for a certain operation or test in your geographic area. Use it to choose a provider or negotiate a better deal!
Use it to: Find a discount dentist
Recent estimates suggest that nearly three times as many people who have no medical insurance have no dental insurance. And we know you wanna keep those pearly whites, well, pearly! This site identifies dentists near you who participate in discount plans, a possible alternative. Just make sure you don’t have to pay a bundle up front to get the discount.
Use it to: Analyze healthcare costs
This site is the equivalent of personal finance budgeting software for your healthcare spending. Just plug in your info and Simplee presents it in a dashboard format so that it’s easy to understand—and get under control.